Medicare by region · Provo, Orem, Lehi & Utah County

Medicare help across Utah Valley

Provo, Orem, Lehi, American Fork, Spanish Fork and the rest of Utah County — one of the fastest-growing Medicare markets in the West, with Intermountain’s Utah Valley Hospital at its center.

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Medicare in the region

Utah Valley: what shapes the choice here

Utah Valley’s Medicare market is growing faster than almost any in the country, and its care is more concentrated than Salt Lake’s: Intermountain runs Utah Valley Hospital, American Fork and Orem Community, with MountainStar’s Timpanogos Regional and Mountain Point as the alternatives. For most families the question is whether a plan covers Intermountain; for the rest it is whether it covers Timpanogos.

University of Utah specialists are forty minutes north, and a referral there is where an Intermountain-built Advantage plan can get complicated.

What to watch: Utah County typically has more than two dozen Advantage plans, most at $0 premium. Intermountain dominates local care, so Select Health plans and any carrier that contracts with Intermountain cover most families; MountainStar Timpanogos and Mountain Point sit in different networks.

Counties: Utah, Juab, Wasatch (south).

Health systems

  • Intermountain Utah Valley Hospital
  • Intermountain American Fork & Orem Community
  • MountainStar Timpanogos Regional
  • Mountain Point Medical Center
  • Provo VA Clinic

Each contracts differently with each plan; we check your doctors first.

When you can enroll

Turning 65? Your Initial Enrollment Period is the 7 months around your birthday. Already on Medicare? The Annual Election Period is Oct 15–Dec 7, and Medicare Advantage Open Enrollment runs Jan 1–Mar 31. Moving counties opens a Special Enrollment Period.

Your options

Which kind of plan fits you?

Medicare Advantage

All-in-one Part C plans, often $0 premium, that use a network — usually built around Intermountain, the U, MountainStar or Holy Cross.

How Advantage works

Medicare Supplement

Medigap pairs with Original Medicare and lets you see any provider nationwide that accepts Medicare — Huntsman, Intermountain, or a clinic in Mesquite.

How Medigap works

Part D drug plans

Standalone drug coverage chosen around your medications and pharmacy. 2026 out-of-pocket cap: $2,100.

How Part D works

Special Needs Plans

Advantage plans built for a chronic condition, for nursing-facility care, or for people with both Medicare and Utah Medicaid.

About SNPs

Questions from Utah Valley

Frequently asked questions

Which Medicare plans are available in Utah County?

Utah County typically offers more than two dozen Medicare Advantage plans, most at $0 premium, plus every Medigap carrier in Utah and the full Part D lineup. Availability changes each plan year.

Are Intermountain and Timpanogos in the same plans?

Intermountain Health and University of Utah Health each contract with some Medicare Advantage plans and not others, and Select Health plans are built on Intermountain. With Original Medicare and a Medigap policy there is no network to check. We confirm your doctors before you enroll.

How much does your help cost?

Nothing. Independent agents are paid by the carriers when you enroll, so comparing plans and reviewing your coverage each year is free to you.

Ready when you are

Let’s find the right plan for life in Utah Valley.

A short, friendly conversation — no pressure, no cost.